Lies I have been told.

Lies I’ve been told .

LIE:At car dealership they say when they perform a credit check against your records ,it doesn’t hurt (take off points) your credit score.
TRUTH: It does.It took off as much as 7 points off my score for total of two checks in the same day by two different dealerships.They also state that it’s a soft check,but on my credit report it explicitly states it’s a hard credit inquiry which hurts the most.

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