Never rely on help from others, it will only make things worse and ofcouse later you will have to payback a value more than the value they offered you.
Don’t mess with time,don’t procrastinate .Time will defeat you if you are lazy.No one is going to wait for you to catch up.
When even it comes to money , be vigilant,look at everyone with the eye os suspicion.
When lost, say the name of your God,pray to him,he will show you the way.Your last resort or option should be to seek help from others.
Always think of ways to liberate your self financially,after all that’s all that will count in this world.No ethics,no family history,background of education , academic qualification will matter.Think everyday how you can become financially independent.Good read is Think and grow rich by Napoleon Hill .